Grupo Financiero Banorte obtained a net profit of 15,550 million pesos in the second quarter of 2026. The figure represents an increase of 6% compared to the same period of the previous year, according to the report sent to the Mexican Stock Exchange (BMV).
Growth in all credit segments
At the end of June, the current credit portfolio of the second largest financial group in the country reached one trillion 273 thousand 193 million pesos, an annual increase of 8%. All portfolios reported increases: consumer 10%, commercial 8%, government 7% and corporate 2%.
The entity attributed the performance mainly to consumer credit, supported by its digital capabilities and a customer engagement strategy. Within this segment, the automotive sector led with 26% annual growth, followed by payroll (14%), credit cards (12%) and mortgages (5%). The total balance of the consumer portfolio was 554 thousand 118 million pesos.
“The credit portfolio reflects our ability to create the best financial experience,” said Carlos Hank González, president of the Board of Directors of Grupo Financiero Banorte.
In the business segment, the commercial portfolio advanced 8% annually and the corporate portfolio 2%. Financing to the government increased 7%, while loans to small and medium-sized businesses grew 7% compared to the second quarter of 2025.
Profitability and default indicators
On the deposit side, traditional deposits totaled one trillion 199 thousand 68 million pesos, with an annual growth of 6%. Demand deposits rose 5% and time deposits 9%.
The delinquency rate stood at 1.5%, an increase of 7 basis points compared to the previous quarter and 38 basis points for the year, within expected levels. Return on equity (ROE) was 25.7% and return on assets (ROA) was 2.3%. The net interest margin reached 6.1% and the efficiency ratio was 36.2%.




