The five most dangerous banking scams in 2025

2025 brings new traps for your pocket: discover how scammers are perfecting their techniques.

The year scammers decided that your bank account was their VIP target

In a world where the global economy seems like a “this is fine” meme (spoiler: it’s not), digital criminals are more creative than an influencer during sales season. While you struggle to pay the rent and avocado toast, they perfect their techniques to empty your account without you realizing it. Irony? Total.

Luis Silvestre, a fraud expert who probably has more alerts on his phone than your followers on TikTok, sums it up this way: “Economic desperation and mass digitization are the perfect combo for scammers.” Basically, if your heart was stolen in 2024, your balance will be stolen in 2025. And no, it’s not romantic.

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1. Skimming and e-skimming: when your card has more clones than an episode of Black Mirror

Skimming is not new, but it is still cybercriminals’ favorite plastic attack. How does it work? Imagine that an ATM has a hidden “plus” that copies your card details like an obsessive fan. Its version 2.0, e-skimming, infects online payment systems to steal your data without you noticing anything, like that ex who still checks your stories.

How to avoid it: Use ATMs inside banks (none of those in the dark corner), pay with your mobile (Apple Pay or Google Pay are your allies) and, above all, do not let anyone “touch” your card more than necessary.

2. Smishing: the SMS that leaves you drier than your mood at a family gathering

A text message saying you won an iPhone 15? Surprise! It’s a lie. Smishing uses urgent messages or “undeniable offers” to take you to fake sites where, in seconds, they wipe your account. And yes, although it sounds obvious, people keep falling… like in Netflix spoilers.

How to avoid it: If the message has more spelling errors than a drunk tweet, it’s fake. Don’t click on weird links and, above all, be wary of anything that sounds too good to be true (unless it’s your account balance, then celebrate).

3. Pharming: when Google Maps takes you to (financial) hell

You type your bank’s URL, but you end up on a fake page. Welcome to pharming, where scammers manipulate DNS servers or your device to redirect you without you noticing. It’s like when you’re looking for a healthy recipe and you end up on a cupcake blog. But worse.

How to avoid it: Refresh your browser, activate two-step authentication (yes, even if it’s a bummer) and check that the URL has the security lock. If it looks suspicious, it probably is.

4. Social engineering: the art of convincing you to give away your money

They don’t hack systems here, they hack you. From fake job offers (work from home and earn €10k a month!) to “dirt cheap” cars that never existed, SPEI fraud is at its peak. As Silvestre says: “Criminals manipulate emotions more than systems.” Basically, they are the dark psychologists of the digital world.

How to avoid it: If something sounds too good, be wary. Never transfer money without a contract or official confirmation. And remember: SPEI does not verify identities, so don’t trust “it’s urgent.”

5. SIM cloning: when your phone number becomes a traitor

Imagine that one day your phone stops working and, suddenly, someone else has access to your bank accounts, social networks, and even your Tinder profile. That’s SIM cloning, and it’s as scary as it sounds.

How to avoid it: Don’t share your number on networks (no “DM for more info”), use apps like Google Authenticator instead of SMS for access codes and, if you stop receiving a signal out of nowhere, run to your operator as if it were a notification from your ex.

Conclusion: because in 2025, even your dog could scam you

Protecting your finances is no longer just about having a strong password (although “123456” is still a bad idea). It means being alert, updated and, above all, not trusting everything that shines on the internet. Because, let’s be honest, if something looks like a scam, it probably is. And if it doesn’t seem like it… it might as well be.

Has this information been useful to you? Share it on your networks and help more people not fall into these traps. And if you want more financial survival tips, explore our related content! (No, this is not smishing, I promise.)

Strawberry Moon: the June full moon will arrive on the 29th

The Strawberry Moon will light up the night sky on June 29. Know its origin and other names.

The night sky will offer a notable astronomical event at the end of June. That month’s Full Moon, known as the Strawberry Moon, will reach its maximum splendor on Monday, June 29, according to the specialized portal Star Walk.

When and how to see it?

The full moon will occur exactly at 5:57 in the afternoon, central Mexico time. It will be the first full Moon after the summer solstice, which according to the same source will happen on Sunday, May 21. The satellite will be fully illuminated from June 28 to 30.

The origin of the name

Despite what its nickname suggests, the Moon does not take on a pinkish or reddish hue. The name “Strawberry Moon” comes from the native North American peoples, who named it that way because it coincided with the harvest season for this fruit in various regions of the continent.

In other cultures, this same full moon receives names such as:

  • Moon of Moras
  • Honeymoon
  • Rose Moon
  • Moon of Ripening Berries
  • Garden Moon
  • Green Corn Moon
  • Windy Moon
  • Birth Moon
  • Moon When the Buffalo Bellows

All of these nicknames are linked to natural phenomena typical of the same time of year.

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The oldest plague: remains from 5,500 years ago in Siberia

Traces of plague from 5,500 years ago found in teeth of Siberian hunter-gatherers.

Scientists have identified the earliest evidence of plague known so far: traces of bacterial DNA in the teeth of hunter-gatherers buried near Lake Baikal in Siberia. Carbon dating indicates that the disease caused outbreaks about 5,500 years ago, about 200 years earlier than previously thought.

Finding in Siberia

A team led by geneticist Eske Willerslev of the University of Copenhagen analyzed remains from four cemeteries. They found traces of Yersinia pestis in the teeth of 18 individuals. The dating revealed two episodes of infection.

“To understand our own history, understanding the history of the plague is extremely important,” Willerslev said.

The prehistoric plague spread in stages. According to the authors, it was probably transmitted from marmots—native rodents—when people consumed their raw organs or handled infected skins. It also spread from person to person through coughing or sneezing.

Many of the deceased were children between 8 and 11 years old. Three girls were buried together; two were cousins. An aunt and her nephew were found in another mass grave. “There were people who buried the dead and who knew who they were. It’s a very human element,” said co-author Ruairidh Macleod, an expert in ancient DNA at the University of Oxford.

Implications of the study

The researchers note that children may be at greater risk due to still developing immune systems. The presence of multiple victims suggests that the prehistoric plague caused both isolated cases and outbreaks, said geneticist Aida Andrades Valtueña, from the Max Planck Institute for Evolutionary Anthropology, who was not involved in the study.

This ancient strain evolved long before the bubonic plague responsible for the medieval Black Death. However, there is evidence that earlier plagues were just as serious. The disease not only affected populous cities, but also small nomadic groups.

“Understanding the steps the bacteria took to become the deadly pathogen we know today can provide clues about how pathogens could emerge in the future,” wrote Andrades Valtueña.

The study was published Wednesday in the journal Nature.

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Brain chips restore mobility and voice to patients

Two studies in Nature Medicine show advances in brain chips for ALS and Parkinson's.

Advances in brain-computer interfaces

Two investigations published in Nature Medicine confirm that neurotechnology is no longer science fiction. A man with severe amyotrophic lateral sclerosis (ALS) managed to communicate from home thanks to an implantable chip, used for two years. The study, led by Sergey Stavisky and David Brandman (University of California, Davis), is the first to demonstrate that these devices can be operated outside the laboratory.

“It is an important step forward, although it remains to be seen whether it can be generalized,” said Luca Berdondini, a researcher at the Italian Institute of Technology (IIT) in Genoa.

In the second study, coordinated by the Federal Polytechnic School of Lausanne (EPFL) and the University Hospital of Lausanne (CHUV), 40 Parkinson’s patients improved their gait. A chip combined with artificial intelligence interprets brain activity in real time and adjusts electrical stimulation autonomously. The technique, used for 30 years, is now becoming much more adaptable.

The challenge of bringing technology to the clinic

Both cases reflect a global career. Berdondini warns that “Europe risks falling behind the United States and China” due to regulatory barriers. Although European research has advanced, the transition from trials to clinical application needs to be accelerated, respecting ethics.

The arrival of Elon Musk’s Neuralink accelerated the pace. “These results are a stimulus for companies, because they show that the path is viable,” concluded the researcher. The challenge now is to bring these findings to more people and ensure that technological competition does not leave Europe behind.

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