Risk for workers’ assets
Rubén Moreira, coordinator of the PRI in the Chamber of Deputies, warned that the increase in the overdue portfolio of mortgage and consumer loans, along with the increase in withdrawals from Afores due to unemployment, puts the assets and future pensions of millions of Mexicans at risk.
During the program “With Pears, Apples and Oranges”, Moreira pointed out:
The lack of employment has forced many families to stop paying their bank loans and resort to their retirement savings to cover basic needs such as food and medicine.
The legislator criticized the fact that there is not enough information about the consequences of withdrawing resources from the Afores, since this reduces accumulated savings for retirement.
He also warned about the growth of loans granted by fintech and digital banks, some of which can handle high financial costs and represent risks for users.
Mario Di Costanzo, specialist, reported that between January and June of this year more than one million workers made partial withdrawals of their Afores due to unemployment. He added that Infonavit’s overdue portfolio reached 410 billion pesos during the first quarter of 2026, while mortgage and consumer loans in arrears exceeded 110 billion pesos.
Miguel Ángel Sulub, for his part, explained that early withdrawals from Afores not only affect the amount available for retirement, but also the weeks of contributions necessary to obtain a pension.




