Massive credit restructuring
Octavio Romero Oropeza, director of Infonavit, reported that more than 4.8 million loans considered unpayable were restructured in the current administration. The objective: correct schemes that made debts grow despite payments.
Of that total, 457 thousand credits remained with a zero balance. Their owners will no longer have to pay. The remaining 4.4 million were restructured with balance reductions, lower rates and fixed monthly payments. The Institute’s collection improved: a group of 650 thousand credits went from 215 million pesos per month to 318 million.
“People pay, as long as they have fair payment conditions,” he said.
Advances in housing
In housing improvement, almost 150 thousand credits were granted in 2026, exceeding the goal of 132 thousand. In the Housing for Wellbeing Program, as of June 14, there are 460 thousand homes contracted, 191 thousand under construction. The six-year goal is 1.2 million houses.
Romero highlighted that 23,281 homes have already been placed in 21 states. 90% of the beneficiaries earn between one and two minimum wages. Three out of every four homes were purchased by people under 40 years of age. More than 25 requirements were eliminated and the credit bureau no longer conditions financing.
Rodrigo Chávez, from Conavi, reports construction and improvement in several entities. The executive member of Fovissste, Jabnely Maldonado, reported 40% progress in restructuring credits for State workers. Since July 1, a new simplified account statement has been in operation. He also announced the third stage of conversion of UMA credits to pesos.
Claudia Sheinbaum assured that the program is progressing: there are already 274 thousand homes under construction, 604 thousand contracted and more than 24 thousand delivered. He highlighted that the restructuring of more than five million loans canceled debts of hundreds of thousands of families.
“We are serving nearly seven million families,” he said.
Regularization of writings
Víctor Rubén Guzmán, from Insus, reported 36,123 deeds delivered and 39,673 accumulated. There are 117,442 lots in process. The State of Mexico leads with 13,286 processes. 557 thousand 980 lots are incorporated. 63.4% of the shares are in the name of mothers, due to “a historical debt to women.”
